moving out of parents house checklist
You’re not expected to have every single thing you’ll need for your new home. However, you’ll need a moving out for the first-time checklist. Let’s take a look at some of them.
Essentials
Of course, when you’re moving out of your parent’s house, you’ll go along with your clothes, but is that enough? Moving out is like starting all over, so there are things you need when moving out. Let’s take a look at some of them.
Bedding
If you’re not moving to an already furnished house or a dorm, one of the most important things you’ll need is a comfortable bed.
Your bed can double as a chair or even a table. While you gradually transition to staying on your own, having furniture that serves multiple purposes can save you some money.
You’ll likely spend more time on your bed than anywhere else, so it should be as comfortable as possible. However, buy a bed you can afford as you’ll have to settle other expenses as well.
Kitchen Supplies
Unless you plan to eat take-out throughout your stay in your new home, you’ll need some kitchen supplies. These are a few things you should add to your list of things to get.
- Pots
- Knives
- Frying pan
- Napkins
- Glasses
- Bowls
- Plates
- Mugs
- Sponge
- Trash bags
Add to the list as you deem fit, but with these few items, you’re set to start the moving-out journey. Plus, try asking your parents if you can carry some stuff along to your new home. It’s a great way to save some money.
Credit card
If you’ve never had a credit card before, this will be a good time to add it to your to-do list. But be careful because your credit score can affect the way you live.
For example, some landlords will check your credit score if you want to rent an apartment. You may have a mental picture of the house you want to move into, but a bad credit score can stand in the way of your goals.
So, you can start with a secured credit card since this will help you manage your finances. In addition to that, it’ll help you make payments on time, positively affecting your credit score.
Plus, checking your credit score annually will give you an idea of your financial standing and influence your spending habits. If you have monthly loan payments, paying on time will also build your credit score.
Insurance
Staying on your own won’t always be rosy, especially when you have to pay utility bills. One of the ways you can manage your expenses is by having insurance.
There are several types of insurance, but we’ll take a look at the two you’ll need if you’re planning to move out of your parents’ house.
Health Insurance
Perhaps you’ve never fallen ill, or you have a strong immune system. However, you can never be too careful. Having health insurance is one of the key essentials for moving out.
You end up saving money that can be invested in other areas. In Texas, several affordable health insurance options are available. Having health insurance will make you rest easy when you have something as mild as a common cold or as severe as a chronic disease.
Renters Insurance
You’re not required by law to have renters insurance in Texas. However, you need to safeguard your personal property in case of any accidents.
For items like your TV, jewelry, and other expensive belongings, insurance will bear the cost of losses. Hence you won’t have to worry about replacing your damaged or stolen property.
Change of Address
If you don’t want your mail to be delivered to your parents’ home, you should change your address. To change your address, simply go to USPS.com and change the address. You’ll also have to pay an identity verification fee of around $1.10 .